Buy vs Rent Calculator

Compare the wealth accumulation of buying a property versus renting and investing the difference.

Buying Scenario

Renting Scenario

Key Assumptions

This simplified calculator assumes:

  • Property appreciation is 2% annually.
  • Closing costs (notary/registration) are 6.5% of the purchase price (added to initial buying cost).
  • Renter invests the initial down payment and any monthly savings (if rent is cheaper than the mortgage).

Next Steps

Check out our exact Notary Fees Estimator and read about Agdal Yields to understand property appreciation.